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Calculators

We provide a library of financial calculators to help you begin planning your financial future-from forecasting your retirement options or child's college fund to estate planning and mortgage refinancing. Interactive calculations, dynamic graphs, and fully customizable reports are just a few features provided with our calculators to support thorough financial planning and a sound decision-making process. Though not a substitute for advice and information provided by a qualified professional, our calculators offer a good starting point to a secure future.

 

Mortgage Refinance BreakevenUse this calculator to determine if you should refinance your mortgage and when you will break even.
Mortgage Points CalculatorShould you buy points? Use this calculator to find out.
Life Insurance CalculatorHow much life insurance do you really need? Find out here!
Profit Margin CalculatorThis calculator can help you determine the selling price for your products to achieve a desired profit margin. By entering the wholesale cost, and either the markup or gross margin percentage, we calculate the required selling price and gross margin.
Retirement Income PlannerUse this calculator to evaluate your retirement income plan.
Regular IRA vs. Roth IRA - Annual ContributionUse this calculator to determine whether a regular IRA or a Roth IRA is right for you.
Buying vs. Leasing - AutoUse this calculator to determine if you should lease or buy your next vehicle.
Children's Education SavingsUse this calculator to evaluate and determine if you need to make changes to your college savings plan.
Required Minimum DistributionsThe IRS requires that you withdraw at least a minimum amount - known as a Required Minimum Distribution - from your retirement accounts annually, starting the year you turn age 70-1/2. Determining how much you are required to withdraw is an important issue in retirement planning. Use this calculator to determine your Required Minimum Distributions.
Section 125 Cafeteria PlanUse this calculator to see how participating in your employer's "Section 125 Cafeteria Plan" can help you pay less tax, and increase your net take home pay.